• $50 minimum opening deposit
• No Monthly Service Fees on balances of $500 or more
• Dividends paid on accounts with average daily balance of $1000 or more

ALL Checking Accounts include:

• No per check fees and unlimited check writing
• FREE Online Access through NETBranch
• FREE Bill Pay Online with Checking Direct Deposit*
• FREE 24-Hour Account Access by Phone
• Visa Check Card (with approval)**
• Optional Overdraft Protection (from savings)
• Overdraft Privilege (with approval)

*Without Direct Deposit, first 2 months free, then $5/month
** After 6 months with Start-Up Checking